The financial side of starting a small business is often the most intimidating. Small businesses often fail because of poor planning, and prospective business owners are hesitant to pursue their dreams because they don’t have enough capital. However, you have several options, including standard bank loans, or a merchant cash advance.
In a merchant cash advance, businesses receive upfront cash or capital in exchange for a small portion or percentage of future credit card sales. Payments are typically made daily (and automatically) as the business generates credit card transactions. The total amount to be repaid is calculated by a factor rate, a multiplier generally based on a business’s financial status. Merchant cash advances offer small business owners a quick and easy method to get funding immediately. The application can usually be completed and approved within one business day. There’s a high approval rate and funding is usually available within a day or two. In addition, unlike many traditional business loans, merchant cash advances do not require any collateral.
Reasons you may need a Merchant Cash Advance:

MCAs are valuable for businesses that need working capital but can’t qualify for a traditional loan. They are especially useful if you need to bridge a short-term gap in funding and don’t want to commit to a long loan term. However, that doesn’t mean it’s right for everyone.
You can get an upfront sum of cash in exchange for a slice of your future credit and debit card sales.
Instead of making one fixed payment every month over a set repayment period, with a merchant cash advance you make automated daily or weekly payments based on current sales volume until the advance is paid in full.
Even if you have an outstanding Merchant Cash Advance, we may be able to help your business qualify for a 2nd or 3rd position loan.
Even if your business has struggled for months or years, a merchant cash advance may be the best way to get it back on track. FBSG is an experienced cash advance broker who can provide advice based on your specific business’ needs. Apply below to get started!
For the past 17 years, Financial Business Solutions Group has been dedicated to providing the best payment processing solutions available in the market, so that you can focus on achieving your businesses true potential.
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